Insurance

Privately purchased insurance that helps to pay for the custodial or chronic care services not covered by Medicare. Depending on the individual policy this care may be provided in a home setting, an assisted living facility and/or a nursing home. Custodial care can include assistance with personal care and supervision. The focus is on maintaining function rather than curing or improving a person's health.

Managed long-term care helps people who are chronically ill or have disabilities and who need health and long-term care services, such as home care or adult day care, stay in their homes and communities as long as possible. The MLTC plan arranges and pays for a large selection of health and social services, and provides choice and flexibility in obtaining needed services from one place.

Locally based Medicare Advantage Plans and Part D Plans